Company
Pathfinder Bancorp, Inc. (PBHC)
Standardized SEC financial data for Pathfinder Bancorp, Inc. — income statement, balance sheet, cash flow and 40+ ratios, as a clean JSON API. CIK 0001609065 · NASDAQ · State Commercial Banks.
Operating margin
9.2%
Net margin
-3.5%
Revenue growth (YoY)
-10.0%
Return on equity
-1.6%
ROIC
3.9%
Free cash flow
$10.4M
Debt / equity
0.12×
EPS (diluted)
$1.17
Ratios for fiscal year 2025, standardized from SEC filings.
Income statement
| USD | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | $41.9M | $44.5M | $47.3M | $52.5M | $62.3M | $56.1M |
| SG&A expense |
Balance sheet
| USD | FY2022 | FY2022 | FY2023 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Cash & equivalents | — | $35.3M | — | $48.7M | $31.6M | $31.2M |
| Property, plant & equipment |
Cash flow
| USD | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | $46.6M | $20.2M | $21.7M | $15.4M | $11.2M | $11.7M |
| Capital expenditures |
Get PBHC data via API
# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/PBHC/financials \
-H "X-API-Key: YOUR_KEY"
# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/PBHC/income-statement?format=csv" \
-H "X-API-Key: YOUR_KEY"