Company
X Financial (XYF)
Standardized SEC financial data for X Financial — income statement, balance sheet, cash flow and 40+ ratios, as a clean JSON API. CIK 0001725033 · NYSE · Finance Services.
Gross margin
73.5%
Operating margin
21.3%
Net margin
19.2%
Revenue growth (YoY)
30.1%
Return on equity
18.7%
Free cash flow
¥1.45B
EPS (diluted)
¥5.87
Ratios for fiscal year 2025, standardized from SEC filings.
Income statement
| ¥ | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | ¥2.19B | ¥3.63B | ¥3.56B | ¥4.81B | ¥5.87B | ¥7.64B |
| Cost of revenue |
Balance sheet
| ¥ | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Cash & equivalents | ¥1.60B | ¥992.0M | ¥1.01B | ¥1.94B | ¥1.66B | ¥2.13B |
| Property, plant & equipment |
Cash flow
| ¥ | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | -¥679.2M | ¥449.2M | ¥626.8M | ¥1.39B | ¥1.52B | ¥1.47B |
| Capital expenditures |
Get XYF data via API
# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/XYF/financials \
-H "X-API-Key: YOUR_KEY"
# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/XYF/income-statement?format=csv" \
-H "X-API-Key: YOUR_KEY"