Company

AMERICAN EXPRESS CREDIT CORP (0000004969)

Standardized SEC financial data for AMERICAN EXPRESS CREDIT CORP — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000004969 · Short-Term Business Credit Institutions.

Net margin

50.4%

Revenue growth (YoY)

-43.2%

Return on equity

14.4%

Free cash flow

$599.0M

Debt / equity

2.43×

Ratios for fiscal year 2020, standardized from SEC filings.

Income statement

USD	FY2016	FY2017	FY2018	FY2019	FY2020
Revenue	$718.0M	$1.09B	$1.46B	—	$830.0M
Interest expense	$317.0M	$500.0M	$626.0M	$521.0M	$201.0M
Pretax income	$212.0M	$275.0M	$416.0M	$512.0M	$322.0M
Income tax	$15.0M	$878.0M	$29.0M	$94.0M	$121.0M

Standardized from AMERICAN EXPRESS CREDIT CORP's SEC filings — per-share figures split-adjusted. Full history via the API.

Balance sheet

USD	FY2016	FY2017	FY2018	FY2019	FY2020
Cash & equivalents	$1.21B	$296.0M	$195.0M	$149.0M	$601.0M
Total assets	$31.94B	$35.89B	$40.04B	$37.36B	$24.31B
Long-term debt	$20.51B	$24.15B	$20.45B	$13.47B	$7.04B
Total debt

Cash flow

USD	FY2016	FY2017	FY2018	FY2019	FY2020
Operating cash flow	$821.0M	$434.0M	$941.0M	$777.0M	$599.0M
Investing cash flow	$1.40B	-$4.96B	-$4.07B	-$3.28B	$10.75B
Financing cash flow	-$1.16B	$3.54B	$3.04B	$2.45B	-$10.90B
Dividends paid

Get 0000004969 data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/0000004969/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/0000004969/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View 0000004969 filings on SEC EDGAR →