Company

1st FRANKLIN FINANCIAL CORP (0000038723)

Standardized SEC financial data for 1st FRANKLIN FINANCIAL CORP — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000038723 · Personal Credit Institutions.

Gross margin

36.9%

Net margin

3.9%

Revenue growth (YoY)

7.7%

Return on equity

5.4%

Free cash flow

$138.3M

Ratios for fiscal year 2024, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$275.0M	$304.2M	$339.0M	$351.0M	$378.0M	—
Interest expense	$21.2M	$23.2M	$27.8M	$43.2M	$54.9M	$57.7M
Pretax income	$19.3M	$45.8M	$20.6M	$5.3M	$91K	$20.9M
Income tax	$3.4M	$3.9M

Standardized from 1st FRANKLIN FINANCIAL CORP's SEC filings — per-share figures split-adjusted. Full history via the API.

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$67.7M	$40.4M	$65.4M	$34.8M	$44.7M	$46.4M
Property, plant & equipment	$13.6M	$12.3M	$13.1M	$17.2M	$15.5M	$15.5M
Total assets	$1.01B	$1.12B	$1.16B	$1.24B

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$81.1M	$93.8M	$97.6M	$74.2M	$84.2M	$144.2M
Capital expenditures	$3.0M	$3.3M	$5.2M	$11.5M	$6.1M	$5.9M
Free cash flow	$78.0M	$90.4M	$92.4M	$62.7M

Get 0000038723 data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/0000038723/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/0000038723/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View 0000038723 filings on SEC EDGAR →