Company

CORTLAND BANCORP INC (0000774569)

Standardized SEC financial data for CORTLAND BANCORP INC — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000774569 · Savings Institution, Federally Chartered.

Operating margin

379.8%

Net margin

269.5%

Revenue growth (YoY)

32.6%

Return on equity

10.2%

Free cash flow

$9.5M

EPS (diluted)

$1.97

Ratios for fiscal year 2020, standardized from SEC filings.

Income statement

USD	FY2016	FY2017	FY2018	FY2019	FY2020
Revenue	—	—	$2.3M	$3.1M	$3.1M
Operating income	$6.0M	$6.9M	$11.4M	$11.1M	$11.6M
Interest expense	$2.9M	$3.2M	$4.4M	$5.6M	$4.0M
Pretax income

Balance sheet

USD	FY2016	FY2017	FY2018	FY2019	FY2020
Cash & equivalents	$15.4M	$19.1M	$19.7M	$27.8M	$36.1M
Property, plant & equipment	$9.1M	$9.0M	$10.2M	$12.0M	$11.7M
Total assets	$655.2M	$711.1M	$714.7M	$737.2M	$821.3M
Total liabilities

Cash flow

USD	FY2016	FY2017	FY2018	FY2019	FY2020
Operating cash flow	$14.1M	$9.1M	$13.1M	$8.0M	$10.2M
Capital expenditures	$799K	$802K	$1.9M	$2.7M	$652K
Free cash flow	$13.3M	$8.3M	$11.2M	$5.3M	$9.5M
Investing cash flow

Get 0000774569 data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/0000774569/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/0000774569/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View 0000774569 filings on SEC EDGAR →