Company

Ameris Bancorp (ABCB)

Standardized SEC financial data for Ameris Bancorp — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000351569 · NYSE · State Commercial Banks.

Operating margin

56.1%

Net margin

26.8%

Revenue growth (YoY)

-1.4%

Return on equity

10.1%

Free cash flow

$369.6M

EPS (diluted)

$6.00

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$1.14B	$1.06B	$1.12B	$1.41B	$1.56B	$1.54B
Operating income	$538.8M	$496.1M	$487.0M	$694.1M	$892.2M	$862.2M
Interest expense	$94.8M	$49.0M	$92.9M	$445.4M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$2.12B	$4.06B	$1.12B	$1.17B	$1.22B	$1.09B
Property, plant & equipment	$222.9M	$225.4M	$220.3M	$216.4M	$209.5M	$213.1M
Goodwill	$928.0M	$1.01B	$1.02B	$1.02B

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$798.4M	$9.1M	$1.06B	$569.0M	$154.2M	$390.2M
Capital expenditures	$18.1M	$25.4M	$13.6M	$17.5M	$13.5M	$20.5M
Free cash flow	$780.3M	-$16.3M	$1.05B	$551.4M

Get ABCB data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/ABCB/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/ABCB/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View ABCB filings on SEC EDGAR →