Company

BV Financial, Inc. (BVFL)

Standardized SEC financial data for BV Financial, Inc. — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0001302387 · NASDAQ · Savings Institution, Federally Chartered.

Operating margin

47.5%

Net margin

27.9%

Revenue growth (YoY)

11.0%

Return on equity

7.3%

ROIC

10.1%

Free cash flow

$18.8M

Debt / equity

0.19×

EPS (diluted)

$1.43

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2022	FY2023	FY2024	FY2025
Revenue	$36.9M	$41.5M	$43.5M	$48.3M
Operating income	$15.9M	$22.0M	$21.7M	$23.0M
Interest expense	$3.4M	$9.2M	$11.3M	$12.7M
Pretax income	$14.6M	$18.6M	$16.4M

Balance sheet

USD	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	—	$68.7M	$73.7M	$70.5M	$55.7M
Property, plant & equipment	—	$15.2M	$14.3M	$13.2M	$12.5M
Goodwill	—	$14.4M	$14.4M	$14.4M	$14.4M
Total assets

Cash flow

USD	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$9.7M	$15.2M	$16.1M	$19.0M
Capital expenditures	$502K	$155K	$611K	$237K
Free cash flow	$9.2M	$15.0M	$15.5M	$18.8M
Investing cash flow	-$27.8M	-$35.2M	-$32.5M	-$13.3M

Get BVFL data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/BVFL/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/BVFL/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View BVFL filings on SEC EDGAR →