Company

PATHWARD FINANCIAL, INC. (CASH)

Standardized SEC financial data for PATHWARD FINANCIAL, INC. — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000907471 · NASDAQ · National Commercial Banks.

Operating margin

26.6%

Net margin

22.1%

Revenue growth (YoY)

5.3%

Return on equity

21.7%

ROIC

24.3%

Free cash flow

$438.9M

Debt / equity

0.04×

EPS (diluted)

$7.87

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$498.8M	$549.9M	$601.1M	$727.7M	$797.4M	$839.9M
SG&A expense	—	—	—	$0	$0	$0
Operating income	-$122.7M	$206.2M	—	-$116.6M

Balance sheet

USD	FY2023	FY2023	FY2024	FY2024	FY2024	FY2025
Cash & equivalents	$375.6M	$671.6M	$347.9M	$298.9M	$158.3M	$120.6M
Property, plant & equipment	$39.2M	$38.3M	$37.3M	$37.0M	$39.1M	$40.6M
Goodwill	$309.5M	—	—	—

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$467.2M	$581.6M	$290.0M	$327.9M	$488.8M	$450.6M
Capital expenditures	$12.3M	$13.0M	$8.2M	$8.6M	$10.1M	$11.7M
Free cash flow	$455.0M	$568.7M	$281.9M	$319.3M

Get CASH data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/CASH/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/CASH/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View CASH filings on SEC EDGAR →