Company

CITIZENS FINANCIAL GROUP INC/RI (CFG)

Standardized SEC financial data for CITIZENS FINANCIAL GROUP INC/RI — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000759944 · NYSE · State Commercial Banks.

Operating margin

35.6%

Net margin

20.5%

Revenue growth (YoY)

5.6%

Return on equity

6.4%

ROIC

9.3%

Free cash flow

$2.08B

Debt / equity

0.43×

EPS (diluted)

$3.86

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$6.91B	$6.65B	$8.02B	$8.22B	$7.81B	$8.25B
Operating income	$1.30B	$2.98B	$3.13B	$2.72B	$2.58B	$2.94B
Interest expense	$837.0M	$347.0M	$1.05B	$3.96B

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$12.73B	$9.16B	$10.55B	$11.63B	$10.60B	$12.73B
Property, plant & equipment	$759.0M	$768.0M	$844.0M	$895.0M	$875.0M	$915.0M
Goodwill	$7.05B	$7.12B	$8.17B	$8.19B

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$111.0M	$2.27B	$4.12B	$2.96B	$2.00B	$2.21B
Investing cash flow	-$6.14B	-$10.49B	-$12.64B	$5.25B	$2.99B	-$5.97B
Financing cash flow	$15.37B	$4.64B	$9.91B	-$7.13B

Get CFG data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/CFG/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/CFG/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View CFG filings on SEC EDGAR →