Company

CHEMUNG FINANCIAL CORP (CHMG)

Standardized SEC financial data for CHEMUNG FINANCIAL CORP — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000763563 · NASDAQ · State Commercial Banks.

Operating margin

44.9%

Net margin

11.8%

Revenue growth (YoY)

-5.2%

Return on equity

5.9%

Free cash flow

$43.8M

EPS (diluted)

$3.14

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$84.0M	$89.5M	$96.2M	$121.8M	$135.4M	$128.3M
Operating income	$23.9M	$33.8M	$36.3M	$57.5M	$68.1M	$57.6M
Interest expense	$4.0M	$3.5M	$7.3M	$38.6M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$108.5M	$27.0M	$55.9M	$36.8M	$47.0M	$50.1M
Property, plant & equipment	$20.1M	$18.0M	$16.1M	$14.6M	$16.4M	$15.4M
Goodwill	$21.8M	$21.8M	$21.8M	$21.8M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$28.7M	$35.5M	$35.0M	$30.9M	$29.8M	$45.5M
Capital expenditures	$867K	$367K	$426K	$462K	$3.6M	$1.7M
Free cash flow	$27.8M	$35.1M	$34.6M	$30.4M

Get CHMG data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/CHMG/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/CHMG/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View CHMG filings on SEC EDGAR →