Company

FIRST BANCORP /NC/ (FBNC)

Standardized SEC financial data for FIRST BANCORP /NC/ — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000811589 · NASDAQ · State Commercial Banks.

Operating margin

206.3%

Net margin

164.2%

Revenue growth (YoY)

-3.6%

Return on equity

6.7%

ROIC

7.8%

Free cash flow

$198.9M

Debt / equity

0.04×

EPS (diluted)

$2.68

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	—	$25.3M	$17.4M	$32.8M	$70.1M	$67.6M
Operating income	$103.1M	$120.3M	$185.2M	$132.0M	$98.1M	$139.5M
Interest expense	$20.8M	$10.2M	$16.1M	$142.1M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$367.3M	$461.2M	$270.3M	$237.9M	$507.5M	$309.6M
Property, plant & equipment	$120.5M	$136.1M	$134.2M	$151.0M	$143.5M	$139.1M
Goodwill	$239.3M	$364.3M	$364.3M	$478.8M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$58.3M	$142.3M	$230.7M	$131.4M	$174.8M	$203.1M
Capital expenditures	$12.4M	$9.4M	$5.3M	$4.4M	$2.7M	$4.2M
Free cash flow	$46.0M	$132.9M	$225.4M	$127.0M

Get FBNC data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/FBNC/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/FBNC/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View FBNC filings on SEC EDGAR →