Company

Finward Bancorp (FNWD)

Standardized SEC financial data for Finward Bancorp — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000919864 · NASDAQ · Savings Institution, Federally Chartered.

Operating margin

11.9%

Net margin

12.2%

Revenue growth (YoY)

-7.5%

Return on equity

4.6%

Free cash flow

$9.0M

EPS (diluted)

$1.88

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$64.0M	$64.5M	$78.7M	$65.3M	$71.6M	$66.2M
Operating income	$18.7M	$16.4M	$16.6M	$8.0M	$13.0M	$7.9M
Interest expense	$5.9M	$2.1M	$4.9M	$31.2M

Balance sheet

USD	FY2021	FY2022	FY2023	FY2023	FY2024	FY2025
Property, plant & equipment	$31.4M	$40.2M	—	$38.4M	$47.3M	$45.0M
Goodwill	$11.1M	$22.4M	—	$22.4M	$22.4M	$22.4M
Total assets	$1.62B	$2.07B	—	$2.11B	$2.06B

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$19.7M	$17.0M	$17.7M	$24.2M	$9.8M	$9.9M
Capital expenditures	$3.7M	$3.1M	$3.0M	$1.1M	$3.1M	$853K
Free cash flow	$16.0M	$13.9M	$14.7M	$23.1M

Get FNWD data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/FNWD/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/FNWD/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View FNWD filings on SEC EDGAR →