Company

INTERNATIONAL BANCSHARES CORP (IBOC)

Standardized SEC financial data for INTERNATIONAL BANCSHARES CORP — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000315709 · NASDAQ · State Commercial Banks.

Operating margin

64.7%

Net margin

47.4%

Revenue growth (YoY)

1.3%

Return on equity

12.7%

Free cash flow

$472.9M

EPS (diluted)

$6.62

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$538.5M	$593.6M	$674.8M	$833.4M	$858.2M	$869.6M
Operating income	$257.1M	$330.3M	$404.3M	$558.1M	$565.1M	$562.9M
Interest expense	$42.0M	$29.0M	$38.2M	$136.7M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$2.00B	$3.21B	$2.09B	$651.1M	$352.7M	$536.5M
Property, plant & equipment	$479.9M	$447.1M	$431.6M	$437.1M	$428.2M	$423.0M
Goodwill	$282.5M	$282.5M	$282.5M	$282.5M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$305.1M	$291.7M	$387.9M	$474.4M	$473.9M	$491.1M
Capital expenditures	$6.7M	$10.4M	$19.2M	$27.5M	$14.1M	$18.1M
Free cash flow	$298.4M	$281.3M	$368.7M	$446.9M

Get IBOC data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/IBOC/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/IBOC/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View IBOC filings on SEC EDGAR →