Company

JUNIATA VALLEY FINANCIAL CORP (JUVF)

Standardized SEC financial data for JUNIATA VALLEY FINANCIAL CORP — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000714712 · OTC · State Commercial Banks.

Return on equity

13.9%

ROIC

35.7%

Free cash flow

$10.1M

Debt / equity

0.00×

EPS (diluted)

$1.59

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating income	$5.6M	$6.1M	$7.4M	$12.1M	$15.9M	$18.4M
Interest expense	$4.1M	$3.4M	$3.4M	$10.5M	$14.7M	$13.7M
Pretax income	$5.6M	$6.9M	$7.4M	$7.6M	$7.2M	$9.4M
Income tax	$50K	$284K

Standardized from JUNIATA VALLEY FINANCIAL CORP's SEC filings — per-share figures split-adjusted. Full history via the API.

Balance sheet

USD	FY2023	FY2023	FY2023	FY2023	FY2024	FY2025
Property, plant & equipment	$8.1M	$8.2M	$8.1M	$8.2M	$9.4M	$9.3M
Goodwill	$9.0M	$9.9M	$9.8M	$9.8M	$9.8M	$9.8M
Total assets	$830.4M	$844.2M	$861.4M	$870.6M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$6.8M	$8.9M	$9.9M	$7.9M	$5.3M	$10.1M
Investing cash flow	-$92.5M	-$53.9M	-$62.7M	-$1.2M	$7.8M	-$41.8M
Financing cash flow	$114.7M	$16.9M	$50.2M	$11.3M

Get JUVF data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/JUVF/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/JUVF/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View JUVF filings on SEC EDGAR →