Company

PRA GROUP INC (PRAA)

Standardized SEC financial data for PRA GROUP INC — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0001185348 · NASDAQ · Short-Term Business Credit Institutions.

Operating margin

-2.5%

Net margin

-25.4%

Revenue growth (YoY)

7.8%

Return on equity

-29.3%

ROIC

-0.9%

Free cash flow

-$90.4M

Debt / equity

1.75×

EPS (diluted)

$-7.79

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$1.07B	$1.10B	$966.5M	$802.6M	$1.11B	$1.20B
Operating income	$349.7M	$375.0M	$285.8M	$100.5M	$339.7M	-$30.3M
EBITDA	$368.2M	$390.3M	$301.0M	$113.9M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$121.0M	$89.1M	$84.8M	$113.7M	$107.4M	$108.6M
Property, plant & equipment	$58.4M	$54.5M	$51.6M	$36.5M	$29.5M	$24.9M
Goodwill	$493.0M	$480.3M	$435.9M	$431.6M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$141.7M	$84.9M	$21.6M	-$97.5M	-$94.6M	-$85.5M
Capital expenditures	$17.2M	$11.2M	$13.3M	$2.9M	$4.0M	$4.8M
Free cash flow	$124.5M	$73.7M	$8.3M	-$100.4M

Get PRAA data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/PRAA/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/PRAA/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View PRAA filings on SEC EDGAR →