Company

PROVIDENT FINANCIAL HOLDINGS INC (PROV)

Standardized SEC financial data for PROVIDENT FINANCIAL HOLDINGS INC — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0001010470 · NASDAQ · Savings Institution, Federally Chartered.

Operating margin

45.1%

Net margin

11.2%

Revenue growth (YoY)

3.6%

Return on equity

4.9%

Free cash flow

$8.2M

EPS (diluted)

$0.93

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$43.7M	$37.4M	$38.8M	$46.3M	$54.1M	$56.1M
SG&A expense	$773K	$680K	$642K	$622K	$709K	$714K
Operating income	$13.6M	$11.0M	$10.4M	$17.6M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$116.0M	$70.3M	$23.4M	$65.8M	$51.4M	$53.1M
Property, plant & equipment	$10.3M	$9.4M	$8.8M	$9.2M	$9.3M	$9.3M
Total assets	$1.18B	$1.18B	$1.19B	$1.33B

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$8.0M	$11.6M	$11.8M	$16.3M	$5.7M	$8.7M
Capital expenditures	$229K	$225K	$165K	$741K	$1.6M	$530K
Free cash flow	$7.7M	$11.3M	$11.6M	$15.6M

Get PROV data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/PROV/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/PROV/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View PROV filings on SEC EDGAR →