Company

UNITED BANKSHARES INC/WV (UBSI)

Standardized SEC financial data for UNITED BANKSHARES INC/WV — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000729986 · NASDAQ · State Commercial Banks.

Operating margin

308.2%

Net margin

148.6%

Revenue growth (YoY)

-5.7%

Return on equity

8.4%

ROIC

23.3%

Free cash flow

$481.2M

Debt / equity

0.10×

EPS (diluted)

$2.71

Ratios for fiscal year 2022, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$263.2M	$331.0M	$312.0M	—	—	—
Operating income	$391.8M	$438.9M	$475.8M	$747.1M	—	$961.3M
Interest expense	$115.3M	$54.6M	$98.2M	$468.1M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$140.4M	$609.5M	$760.8M	$435.2M	$445.5M	$498.9M
Capital expenditures	$19.0M	$15.4M	$16.9M	$11.7M	$12.1M	$17.7M
Free cash flow	$121.4M	$594.2M	$744.0M	$423.6M

Get UBSI data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/UBSI/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/UBSI/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View UBSI filings on SEC EDGAR →