Company

UNITY BANCORP INC /NJ/ (UNTY)

Standardized SEC financial data for UNITY BANCORP INC /NJ/ — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000920427 · NASDAQ · State Commercial Banks.

Operating margin

70.8%

Net margin

32.4%

Revenue growth (YoY)

16.2%

Return on equity

16.8%

ROIC

27.0%

Free cash flow

$44.3M

Debt / equity

0.67×

EPS (diluted)

$5.67

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$76.6M	$83.1M	$102.8M	$133.1M	$154.0M	$179.0M
Operating income	$30.3M	$42.1M	—	—	$105.3M	$126.6M
Interest expense	$14.7M	$7.9M	$10.1M	$47.3M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$219.3M	$244.8M	$114.8M	$194.8M	$180.4M	$216.5M
Property, plant & equipment	$20.2M	$19.9M	$20.0M	$19.6M	$18.8M	$18.0M
Goodwill	$1.5M	$1.5M	$1.5M	$1.5M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$22.3M	$32.5M	$42.7M	$46.9M	$48.0M	$44.9M
Capital expenditures	$559K	$1.2M	$1.5M	$955K	$693K	$564K
Free cash flow	$21.8M	$31.3M	$41.2M	$46.0M

Get UNTY data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/UNTY/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/UNTY/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View UNTY filings on SEC EDGAR →