Company

UWHARRIE CAPITAL CORP (UWHR)

Standardized SEC financial data for UWHARRIE CAPITAL CORP — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000898171 · OTC · State Commercial Banks.

Operating margin

33.6%

Net margin

20.2%

Revenue growth (YoY)

11.2%

Return on equity

14.3%

ROIC

44.6%

Free cash flow

$8.2M

Debt / equity

0.38×

EPS (diluted)

$1.49

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$42.7M	$45.9M	$39.6M	$42.2M	$48.1M	$53.5M
Operating income	$10.4M	$11.9M	$8.2M	$10.8M	$15.2M	$17.9M
Interest expense	$2.3M	$1.5M	$3.8M	$13.0M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$88.9M	$94.4M	$114.6M	$63.4M	$52.3M	$73.3M
Property, plant & equipment	$17.0M	$16.0M	$14.7M	$15.1M	$14.5M	$14.7M
Total assets	$827.8M	$939.7M	$1.02B	$1.07B

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$2.2M	-$3.5M	$30.9M	$9.3M	$14.1M	$9.9M
Capital expenditures	$720K	$765K	$436K	$1.8M	$846K	$1.7M
Free cash flow	$1.4M	-$4.3M	$30.5M	$7.5M

Get UWHR data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/UWHR/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/UWHR/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View UWHR filings on SEC EDGAR →