Company

WORLD ACCEPTANCE CORP (WRLD)

Standardized SEC financial data for WORLD ACCEPTANCE CORP — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000108385 · NASDAQ · Personal Credit Institutions.

Net margin

3.7%

Revenue growth (YoY)

-7.0%

Return on equity

4.8%

Free cash flow

$250.5M

Debt / equity

1.02×

EPS (diluted)

$13.19

Ratios for fiscal year 2024, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$590.0M	$528.0M	$585.2M	$616.5M	$573.2M	—
SG&A expense	$347.5M	$304.6M	$300.0M	$279.5M	$268.6M	—
Interest expense	$25.9M	$25.7M	$33.4M	$51.8M

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$11.6M	$15.7M	$19.2M	$16.5M	$11.8M	$9.7M
Property, plant & equipment	$24.8M	$25.3M	$24.5M	$23.9M	$22.9M	$19.8M
Goodwill	$7.4M	$7.4M	$7.4M	$7.4M

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$281.0M	$227.0M	$272.4M	$291.6M	$265.8M	$254.2M
Capital expenditures	$11.3M	$11.7M	$6.1M	$5.8M	$5.9M	$3.7M
Free cash flow	$269.7M	$215.3M	$266.4M	$285.7M

Get WRLD data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/WRLD/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/WRLD/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View WRLD filings on SEC EDGAR →