Company

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)

Standardized SEC financial data for ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ — income statement, balance sheet, cash flow and 40+ ratios, available as a clean JSON API. CIK 0000109380 · NASDAQ · National Commercial Banks.

Operating margin

400.9%

Net margin

169.9%

Revenue growth (YoY)

-17.2%

Return on equity

12.5%

ROIC

21.0%

Free cash flow

$952.0M

Debt / equity

0.20×

EPS (diluted)

$6.01

Ratios for fiscal year 2025, standardized from SEC filings.

Income statement

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$2.79B	$2.91B	$3.15B	$3.12B	$639.0M	$662.0M
Operating income	$1.09B	$1.45B	$1.27B	$1.78B	—	$2.12B
Interest expense	$195.0M	$81.0M	$185.0M	$1.51B

Balance sheet

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$543.0M	$595.0M	$657.0M	$716.0M	$651.0M	$683.0M
Goodwill	$1.01B	$1.01B	$1.03B	$1.03B	$1.03B	$1.06B
Total assets	$81.48B	$93.20B	$89.55B	$87.20B

Cash flow

USD	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$719.0M	$629.0M	$1.47B	$885.0M	$1.15B	$1.07B
Capital expenditures	$171.0M	$206.0M	$190.0M	$113.0M	$97.0M	$121.0M
Free cash flow	$548.0M	$423.0M	$1.28B	$772.0M

Get ZION data via API

# JSON
curl https://sec-financial-api-production.up.railway.app/v1/company/ZION/financials \
  -H "X-API-Key: YOUR_KEY"

# CSV export (income / balance / cash-flow)
curl "https://sec-financial-api-production.up.railway.app/v1/company/ZION/income-statement?format=csv" \
  -H "X-API-Key: YOUR_KEY"

Get a free API key Use with Claude (MCP) →View ZION filings on SEC EDGAR →